Need a helping hand this Christmas?Posted on Nov 10, 2023
Christmas will be here before we know it, and with the typical family spending nearly £2,000 on the festivities, many of us are looking for ways to help spread the cost of Christmas…
Retail CU is here help with a choice of loans to lend a hand!
Our loans just got better, so let’s take a look at how Retail CU can help…
No savings, no problem! Borrow for Christmas with our competitive interest rate, cheaper than most credit cards, and with ‘save as you borrow’ you’ll have a lump sum when you’ve repaid your loan.
A £1,500 Retail CU Personal Loan, repaid over 12 months will cost just £31.31 a week, total amount repaid £1,627.91, total interest £127.92 at just 17.5% APR.
£200 savings with Retail CU? Then borrow up to 5 x your savings at advantageous interest rates!
Borrow £2,000 with our Advantage Loan, and repay just £40.33 a week, total amount repaid £2,097.28, at just 9.9% APR, that’s less than £100 in interest!
Savings Secured Loan
Sometimes you need money, but don’t want to dip into your savings. Keep your savings safe with our Savings Secured Loan. Borrow up to the value of your Retail CU savings at our lowest interest rate of just 2.9% APR!
Your savings continue to earn an annual dividend* making the rate even better than most high street lenders!
A £2,000 Retail CU Savings Secured Loan, repaid over 12 months will cost just £39 a week, total amount repaid £2,029.29, total interest just £29.29!
Some banks and building societies state “Your interest rate will be based on how you manage any accounts” but APR is fixed here at Retail CU, so the rate you see is the rate you get, with no hidden fees!
Christmas, the most expensive time of the year, is fast approaching, which is leaving many of us feeling anxious about the upcoming spending! With great rates starting from just 2.9% APR, a loan for Christmas can help to take the financial strain out of the most magical time of the year.
We’re here to lend a hand this Christmas.