Christmas Will Be Here Before We Know It
Posted on Oct 04, 2024Christmas will be here before we know it. The cost of Christmas has TRIPLED in the past 30 years, with the average family spending more than £640 on the festivities, many of us are looking for ways to help spread the cost of Christmas…
Retail CU is here help with loans to lend a hand!
Personal Loan
No savings, no problem! Borrow for Christmas with our competitive interest rate, cheaper than most credit cards, and with ‘save as you borrow’ you’ll have a lump sum when you’ve repaid your loan.
A £1,500 Personal Loan, repaid over 12 months will cost just £32.40 a week, total amount repaid £1,684.87, total interest £184.87 at just 25.9% APR.
Our Christmas Leaflet has more examples of how much a Personal Loan for Christmas might cost, or try our easy to use Loan Calculator.
Advantage Loan
£200 savings with Retail CU? Then borrow up to 5 x your savings at advantageous interest rates!
Borrow £2,000 with our Advantage Loan, and repay just £40.53 a week, total amount repaid £2,107.80, at just 10.9% APR, that’s less than £108 in interest!
Our Christmas Leaflet has more examples of how much an Advantage Loan for Christmas might cost, or try our easy to use Loan Calculator.
Savings Secured Loan
Sometimes you need money, but don’t want to dip into your savings. Keep your savings safe with our Savings Secured Loan. Borrow up to the value of your Retail CU savings at our lowest interest rate of just 2.9% APR!
Your savings continue to earn an annual dividend* making the rate even better than most high street lenders!
A £2,000 Retail CU Savings Secured Loan, repaid over 12 months will cost just £39 a week, total amount repaid £2,029.29, total interest just £29.29!
Some banks and building societies state “Your interest rate will be based on how you manage any accounts” so you might be paying more than advertisied but APR is fixed here at Retail CU, so the rate you see is the rate you get, with no hidden fees!
Christmas, the most expensive time of the year, is fast approaching, which is leaving many of us feeling anxious about the upcoming spending! With great rates starting from just 2.9% APR, a loan for Christmas can help to take the financial strain out of the most magical time of the year.
We’re here to lend a hand this Christmas.
Take a look at our Christmas leaflet here or try our easy to use Loan Calculator