5 Great Reasons to Join

Posted on Sep 01, 2023

To join or not to join, that is the question! To help you, here are 5 great reasons to join Retail CU.

It’s so easy to save

Saving a few ££s, straight from your pay, is a great habit to get into and helps you manage your money more effectively. Small amounts saved regularly soon add up. Whatever you’re saving for – Christmas, a project, a holiday, a special occasion or for a ‘Rainy Day’ fund – it’s so easy to save with Retail CU.

Affordable loans

From time to time we all need to borrow, and with great rates from just 2.9% you can help take some of your financial pressure away! With manageable repayments straight from your pay, we are a responsible lender and will only lend what is affordable to you.

“Sometimes things in life take you by surprise, and quick access to a loan has helped me a few times. Thank you!”

Learn more about our loans here.

Owned by you

Members are at the heart of everything we do! Retail CU is your credit union, owned by and run for the benefit of members like you. As a member, you have a say in how Retail CU is run, and receive a share of any profit, in the form of an annual dividend*.

It’s also great to be part of the credit union community – locally, nationally and worldwide! The credit union movement is global with more than 87,000 credit unions in 118 countries, and nearly 394 million members worldwide!

FREE life cover

By saving just £2 a week, that’s less than the price of a coffee, our Bereavement Fund gives up to £5,000 financial help at the time of your death. This is a FREE benefit for all members, giving you peace of mind and supporting your loved ones.

Our members matter, and we aim to make the process as simple as possible to ease the financial strain and support your loved ones in the early stages of bereavement.

Safe and secure

Savings with Retail CU are protected by the Financial Services Compensation Scheme (FSCS), as well as the Prudential Regulation Authority and the Financial Conduct Authority, giving you complete peace of mind!

So go on… do something great and join Retail CU!

*Dividends are not guaranteed. The rate payable is dependent on financial performance and voted on by members at the Annual General Meeting.