Financial Wellbeing Hub

12 Days of Christmas Support Guide

Money worries can hit anyone. They can affect how you feel, your relationships, and your day to day life.

Across the UK, 18% of people with mental health issues are in problem debt, 80% of workers under pressure feel anxious weekly, and 7 million adults are behind on a household bill. You’re not alone.

Our Financial Wellbeing Hub is here to support you. You’ll find simple tools and guidance to help you budget, understand what support you can get, and build steadier money habits.

Take the next step at your own pace. We’re here to help.


Benefits Calculator

Could You Be Missing Out on Support?

£23 million goes unclaimed every year in benefits, which you could be entitled to.

Use our quick, confidential calculator to see if you’re entitled to benefits or financial help you didn’t know about. You could be entitled to extra regular payments, like Universal Credit and
Child Benefit.

Stroll Down Savings Street

Simple swaps to help you save more.

Only 43% of working-age adults in the UK feel confident in their ability to plan for the future financially but saving money doesn’t need to be complicated.

Here are some smart, realistic tips,
and helpful habits to help you save money without needing a complete lifestyle change.

Loan Shark Worries?

Know the signs, stay aware and stay safe.

Loan sharks often seem helpful at first, but they charge huge interest, aren’t regulated and often use threats to get you to repay more than you originally thought.

If something doesn’t feel right, trust your gut. Help is out there and here’s who to call.

Use a Loan Calculator

Know what you can afford before you borrow.

Use our quick loan calculator to see what your repayments might look like -no credit checks, no pressure.

It’s a simple way to explore your options and borrow with confidence.

Budget Planner

Take Control of Your Finances

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Savings Calculator

Know what you could save and stay motivated!

Real conversations. Real impact.

We believe that money shouldn’t be a taboo topic, so we’re heading into our communities, sharing a cuppa, and having honest chats about how people are using credit unions to take control of their finances.

Hear first-hand how saving, borrowing, and budgeting through a credit union can make a real difference – one brew at a time.

Sparking Credit Union conversations, one cuppa at a time!
Watch More Episodes

Thoughtful welfare check following large withdrawals from account.”



“I was going through a hard time financially and they advised me on the best course of action to take in regards to my savings. I’ve been way better off since then.”



“They’ve been there for me when banks didn’t want to know, they make it so easy to save and get loans that are affordable and easy to pay back
.”

Useful Contacts

Citizens Advice:
You can contact an adviser through their national phone service.
This connects you to a local Citizens Advice.
Adviceline (England): 0800 144 8848
Advicelink (Wales): 0800 702 2020

Money Helper:
Help with pensions – 0800 011 3797
Help with debt and money – 0800 138 7777 Welsh: 0800 138 0555
Help with fraud and scams – 0800 015 4402Opens in a new window

Stop Loan Sharks:
Call 0300 555 2222 or text in confidence to 07860 022116