Halfords

What’s in it for you?

• Start building your savings the easy way, straight from your pay.
• Your money goes straight into your RetailCU account before your wages reach your bank.
• All savings with RetailCU are protected by the Financial Services Compensation Scheme (FSCS), giving you peace of mind that your money is safe.
• It’s a simple way to save without even noticing it’s gone.
• It’s an easy win for your wallet!

Learn More about RetailCU savings accounts

Borrow fairly and safely

• Need a bit of extra help with your finances? RetailCU offers fair, affordable loans designed to fit your budget.
• You can focus on what really matters, without worrying about debt or overstretching your finances.
• With RetailCU you can borrow between £250 – £25,000 at fair and affordable rates.
• RetailCU is here to help you borrow what you need, when you need it.
• RetailCU will never lend more than you can afford to repay, and they’ll always be clear and upfront about what we’ll pay.
• No hidden fees. No nasty surprises. Just responsible lending.
• Savings continue to attract dividend payments* whilst repaying your loan

Learn More about RetailCU loans

Get free money tips and support

• RetailCU has a range of useful tools and resources to help you take control of your finances.
• You can find out what support you’re entitled to, how to budget better, and get tips to help you stay organised and in control.
• RetailCU is here to help you manage your money confidently and feel more secure about the future.

Financial Wellbeing Hub

Why join?

• Start building your savings the easy way, straight from your pay, and your money goes straight into your RetailCU account before your wages reach your bank.
• All savings with RetailCU are protected by the Financial Services Compensation Scheme (FSCS), giving you peace of mind that your money is safe.
• Because it’s an easy way to take control of your money, build savings for the future, and borrow responsibly if you ever need to.
• RetailCU is a not-for-profit organisation supporting people working in retail. It’s owned by its members — people like you — not by big shareholders. That means any profits go back into offering better services for members.

Joining RetailCU is completely confidential. Any savings or loans are handled directly with RetailCU. Your manager or store won’t know if you’re saving or borrowing. And best of all, it’s a free staff benefit.

*Dividends are not guaranteed. The rate payable is dependent on financial performance and voted on by members at the Annual General Meeting.