With 75% of UK families turning to credit this Christmas, many people are looking for safer ways to borrow.

A Christmas loan from your credit union can help you spread the cost without the stress of high-cost lenders.

Need a Loan
for Christmas?

Choose a Christmas loan that works for you. With many families turning to credit this year, we’re here to help you spread the cost of Christmas safely.

New Members: Apply Now
Current Members: Apply Now

Financial
Wellbeing Hub

Discover free support to help you stay in control over the festive period. From budgeting guides to help with Christmas costs, our hub makes December calmer and January brighter.

Visit the Hub

Our Free Loan Calculator

See what your Christmas loan repayments could look like in seconds. Simple, quick and with no obligation. A helpful way to plan ahead and understand if a small Christmas loan could work for you.

Use Now

12 Days of
Christmas Support

Unwrap 12 tools and tips to help you budget, save and manage money. Whether you’re trying to borrow money for Christmas or avoid last-minute stress, you’ll find practical guidance here.

Step-By-Step Guide
In Our Members’ Words
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“Overall, a solid choice for members in retail.”

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“Good loan system and very quick decisions. Excellent service. Thankyou.”

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“They were able to give me a loan which really helped me sort out some financial difficulties. I would recommend joining to everyone. I really appreciate your support. Thank you”

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“This company has been a god send. Needed a car and a holiday and money was straight there. I have recommended to so many others. Keep up the support. Thank you so much”

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“Really useful when I’ve needed cash in an emergency”

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“Wished I had learnt about this company sooner. They helped me save more by taking from my wages, taking the hassle out of trying to save. Would recommend to anyone.”

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